Terms of Use

Last updated: August 2026

These Terms of Use ("Terms") govern your access to and use of billgraham.io (the "Site"), operated by BGX Digital Media LLC ("we," "us," or "our"). By using the Site, you agree to these Terms. If you don't agree, please don't use the Site.

Use of the Site

The Site, including all articles, THE DEMARC podcast episodes, and related materials (the "Content"), is made available for your personal, non-commercial use. You may view and share links to the Content, but you may not republish, redistribute, or create derivative works from it without our prior permission, except as allowed by applicable copyright law (such as fair use).

No Professional Advice

The Content reflects the personal opinions and experience of Bill Graham. It is provided for general informational and educational purposes only, and does not constitute professional advice of any kind — including, without limitation, legal, financial, technical, engineering, or career advice. No professional or advisory relationship is created by your use of the Site or by any correspondence through the contact form. You should not act, or refrain from acting, based on any Content without seeking guidance from a qualified professional familiar with your specific situation.

No Warranty

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE CONTENT IS ACCURATE, COMPLETE, CURRENT, OR APPLICABLE TO ANY PARTICULAR CIRCUMSTANCE, OR THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE.

Limitation of Liability

To the fullest extent permitted by law, BGX Digital Media LLC, Bill Graham, and their respective affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, or data, arising out of or in connection with your use of, or inability to use, the Site or its Content — even if advised of the possibility of such damages.

No Commercial Transactions

The Site does not currently sell goods or services or process financial transactions. If that changes, these Terms will be updated accordingly.

Third-Party Links and Services

The Site links to third-party platforms — including podcast services, YouTube, and social media — that we don't control and aren't responsible for. Your use of those platforms is subject to their own terms and privacy policies.

Intellectual Property

The Site's design, text, graphics, logos, and other original content are owned by BGX Digital Media LLC or its licensors and are protected by applicable intellectual property laws.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after a change is posted means you accept the updated Terms.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Contact

Questions about these Terms? Reach out via the contact form.